Business Description

Direct Rate will design a mortgage to fit your needs. We understand that evenings and weekends are critical times for potential home buyers to view and make offers on homes, therefore we have loan officers available 24/7. Regardless of the time or day, we can provide you a FREE PRE-QUALIFICATION LETTER within MINUTES at your request. We will do our best to figure out a way to get you qualified. If you are a buyer with a unique situation who might require a more flexible mortgage solution, we offer a wide range of loan products.


Loan Products We Offer
• Conventional
• FHA
• VA
• USDA
• ITIN Programs
• Bank Statement Programs
• Home Ready
• Jumbo
• Foreign National
• Many other programs

Home Purchase
Our experts are on standby to make the purchase of your dream home a reality!
Advantages of Direct Rate
Low Rates
Stress-Free Process
No Hidden Fees
Quick Process
Speedy Closings
Mortgage Professionals available 24/7
Possible Credits Towards Closing Cost

The Purchase Process
1. Pre-Qualification
This is a quick and easy phone call to determine the max amount you qualify for. A pre-qualification letter will be provided to you and your real estate agent. You can now put in an offer for a new home.
2. Loan Application
Finish the application and provide required documents to begin the loan process. The hard part is over, sit back, relax, and let Direct Rate begin to process your file.
3. Processing and Underwriting
During this phase, we are working to get your file into the final stages of closing. Additional documents may be needed, and the loan officer will keep you updated on the status of your loan.
4. Closing on Your New Home
An agent from the title company will schedule a convenient time for you to sign the closing documents and hand over the keys to your new home!
It's as easy as that.
Get into your dream home today!

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