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So how do you get a cheap car insurance quote? Well, the simple answer is to shop around. You can start by calling your current provider. If they are happy to talk about a new policy with you or at least answer your questions, then they most likely have several quotes for their customers. Then you can call other providers and ask them about their own policies. Be sure to compare all of your quotes and make sure you are getting the best rates for your current coverage.
This is just the first step. The next step is actually calling each different insurance company and requesting a quote. When you call, be sure to give your current provider an accurate copy of your credit card information. Most people will not even give that information out! This way, if you change insurance companies you will know exactly which company provided you with the best deal on your coverage. When you ask each company the same questions, you will be able to get a quick idea about their policy.
Once you have your list of quotes in hand you should be able to call each company and get a cheap car insurance quote right away. Just make sure you do not forget to mention your age, gender, marital status, your driving history and any other personal details that would help the insurance companies understand who you are.